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General insurer

Tata AIG General Insurance Company Limited

Registered Indian general insurer listed in IRDAI's public registered-entity records. Many general insurers offer motor and other non-life products; this platform does not show pricing.

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Average ratingNo ratings yet
Reviews0
CSR FY 2024-2586.63%
Latest solvency181%
Latest ICR77.3%Incurred Claims Ratio — claims paid as a share of premium earned. Not a claim-approval measure, and not meaningfully "better" when higher or lower.
Latest complaintsN/A
History & Background
Founded2001

Commenced operations on 22 January 2001 as a joint venture between the Tata Group and American International Group (AIG), with shareholding split 74:26 respectively — a structure that continues today.

Claim Settlement Ratio (CSR)Below average
86.63%FY 2024-25
FY 2022-23
95.08%HIGH
FY 2023-24
95.82%HIGH
FY 2024-25
86.63%MEDIUM

CSR = % of claims actually paid out of total claims filed. Higher is better for policyholders.

Source: IRDAI Annual Report ↗
IRDAI Snapshot
YearCSR %SolvencyICRComplaints
FY 2019-2066.61%184%7744%—
FY 2020-2167.27%222%68.67%—
FY 2021-2286.53%197%75.01%—
FY 2022-2378.33%194%73.6%—
FY 2023-2477.94%209%71.43%—
Claim Ratio Trend

CSR over the years (IRDAI data)

Claim Settlement Ratio (CSR)
Ideal ≄90%
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Health Plans

Tata AIG General — Plans

8 plans Ā· Key details from official policy documents.

Plan NameTypeScoreSum InsuredMin AgeMax AgeRenewalRoom RentCo-payPED WaitingInitial WPMaternity WPRestorationOPDKey Features
TATA AIG MediCare Selectā–¼Compare this plan →
Health Insurance₹5L / 7.5L / 10L / 15L / 20L / 25L / 50L / 75L / 1Cr / 2Cr / 3Cr0 daysNo limit——No co-pay36 months30 days (except accident)———
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Tata AIG Elder Careā–¼Compare this plan →
Health Insurance₹5L / 10L / 25L61 yearsNo limit——No co-pay24 months30 days, except accident———
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Tata AIG MediCare LITEā–¼Compare this plan →
Health Insurance₹5L / 7.5L / 10L / 15L / 20L91 days65 years——No co-pay36 months30 days (Code Excl 03), except accident; waived if continuous coverage exceeds 12 months———
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TATA AIG MediCare Premierā–¼Compare this plan →
Health Insurance₹50L / 75L / 1Cr / 2Cr / 3Cr18 years25 years——No co-pay24 months30 days (Code Excl 03)36 months——
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Tata AIG Health Supercharge (Geo Plan)ā–¼Compare this plan →
Health Insurance₹5L / 7.5L / 10L / 15L / 20L91 days65 years——No co-pay36 months30 days (Code Excl 03), except accident; waived if continuous coverage exceeds 12 months———
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Tata AIG Health Supercharge (Value Plan)ā–¼Compare this plan →
Health Insurance₹5L / 7.5L / 10L / 15L / 20L91 days65 years——No co-pay36 months30 days (Code Excl 03), except accident; waived if continuous coverage exceeds 12 months———
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TATA AIG MediCare Platinumā–¼Compare this plan →
Health Insurance₹35L / 50L / 75L / 1Cr18 yearsNo limit——No co-pay24 months30 days (Code Excl 03)———
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TATA AIG MediCareā–¼Compare this plan →
Health Insurance₹3L / 4L / 5L / 7.5L / 10L / 15L / 20L18 yearsNo limit——No co-pay36 months30 days (Code Excl 03)———
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Contact & Grievance

How to reach or escalate

Customer Support

Toll Free1800 266 7780
Phone022-66933715
Registered Office

Peninsula Business Park, Tower A, 15th Floor, G. K. Marg, Lower Parel, Mumbai 400013

Grievance Escalation

Grievance Officergro@tataaig.com

Senior Citizens & IRDAI

Senior Helpline1800 22 9966

IRDAI Bima Bharosa Portal

For unresolved complaints — approach IRDAI directly. Free & confidential.

bimabharosa.irdai.gov.in ↗
Helpline: 155255 / 1800 4254 732