ManipalCigna Health Insurance Company Limited
Registered standalone Indian health insurer listed in IRDAI's public registered-entity records. Use the official website link for direct verification.
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Founded in 2014 as Cigna TTK Health Insurance, a joint venture between US-based Cigna Corporation and India's TTK Group. In 2019, the Manipal Group acquired TTK's stake, and the company was rebranded ManipalCigna.
CSR = % of claims actually paid out of total claims filed. Higher is better for policyholders.
Source: IRDAI Annual Report ↗| Year | CSR % | Solvency | ICR | Complaints |
|---|---|---|---|---|
| FY 2019-20 | 61.64% | 190% | — | — |
| FY 2020-21 | 61.13% | 212% | 61.13% | — |
| FY 2021-22 | 76.17% | 168% | 76.17% | — |
| FY 2022-23 | 64.66% | 156% | 64.66% | — |
| FY 2023-24 | 63.78% | 166% | 63.78% | — |
CSR over the years (IRDAI data)
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ManipalCigna Health Insurance — Plans
10 plans · Key details from official policy documents.
| Plan Name | Type | Sum Insured | Min Age | Max Age | Renewal | Room Rent | Co-pay | PED Waiting | Initial WP | Maternity WP | Restoration | OPD | Key Features |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
ManipalCigna Prime Senior Elite▼Compare this plan → | Senior Citizen | ₹5L, ₹7.5L, ₹10L, ₹15L, ₹20L, ₹25L, ₹50L | 56 years | 75 years | — | — | No co-pay | 3 months | 30 days | — | ✅ Unlimited | — | 📱✓✓🩺✓+1 |
Sarvah Param▼Compare this plan → | Health Insurance | ₹5L, ₹7.5L, ₹10L, ₹15L, ₹20L, ₹25L, ₹50L, ₹1 Cr, ₹2 Cr, ₹3 Cr | 18 years | No limit | — | — | No co-pay | — | — | — | ✓ | — | 📱✓✓✓🩺+1 |
Sarvah Uttam▼Compare this plan → | Health Insurance | ₹5L, ₹7.5L, ₹10L, ₹15L, ₹20L, ₹25L, ₹50L, ₹1 Cr, ₹2 Cr, ₹3 Cr | 18 years | No limit | — | — | No co-pay | — | — | — | ✓ | — | 📱✓✓✓🩺+1 |
ManipalCigna Prime Senior Classic▼Compare this plan → | Senior Citizen | ₹3L, ₹5L, ₹7.5L, ₹10L, ₹15L, ₹20L, ₹25L, ₹50L | 56 years | 75 years | — | — | No co-pay | 3 months | 30 days | — | ✅ Unlimited | — | 📱✓✓🩺✓+1 |
ProHealth Prime Active▼Compare this plan → | Health Insurance | ₹3L, ₹5L, ₹7.5L, ₹10L, ₹12.5L, ₹15L | 18 years | No limit | — | — | No co-pay | 3 months | 30 days | Not Applicable | ✅ Unlimited | ✗ | 🩺📱✓✓🏃+4 |
Sarvah Pratham▼Compare this plan → | Health Insurance | ₹5L, ₹7.5L, ₹10L, ₹15L, ₹20L, ₹25L, ₹50L, ₹1 Cr, ₹2 Cr, ₹3 Cr | 18 years | No limit | — | — | No co-pay | — | — | — | ✓ | — | 📱✓✓✓🩺+1 |
ProHealth Prime Advantage▼Compare this plan → | Health Insurance | ₹3L, ₹4L, ₹5L, ₹7.5L, ₹10L, ₹12.5L, ₹15L, ₹20L, ₹25L, ₹30L, ₹40L, ₹50L, ₹1 Cr | 18 years | No limit | — | — | No co-pay | 24 months | 30 days | 36 months | ✅ Unlimited | ✓ | 🩺📱✓✓🏃+4 |
ProHealth Prime Protect▼Compare this plan → | Health Insurance | ₹3L, ₹4L, ₹5L, ₹7.5L, ₹10L, ₹12.5L, ₹15L, ₹20L, ₹25L, ₹30L, ₹40L, ₹50L, ₹1 Cr | 18 years | No limit | — | — | No co-pay | 24 months | 30 days | 36 months | ✅ Unlimited | ✗ | 🩺📱✓✓🏃+4 |
ManipalCigna Lifetime Health Global Plan▼Compare this plan → | Health Insurance | ₹50L, ₹75L, ₹1 Cr, ₹1.5 Cr, ₹2 Cr, ₹3 Cr | 18 years | 65 years | — | — | No co-pay | 24 months | 30 days (applicable for all illnesses other than accidents) | Not Applicable in base plan — Maternity only available via the ManipalCigna Lifetime Plus rider | ✓ | — | 🩺✓✓✓✓ |
ManipalCigna Lifetime Health India Plan▼Compare this plan → | Health Insurance | ₹50L, ₹75L, ₹1 Cr, ₹1.5 Cr, ₹2 Cr, ₹3 Cr | 18 years | 65 years | — | — | No co-pay | 24 months | 30 days (applicable for all illnesses other than accidents) | Not Applicable in base plan — Maternity only available via the ManipalCigna Lifetime Plus rider | ✓ | — | 🩺✓✓✓✓ |
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How to reach or escalate
Grievance Escalation
The Grievance Cell, ManipalCigna Health Insurance, 401/402, 4th Floor, Raheja Titanium, Western Express Highway, Goregaon East, Mumbai - 400063
Senior Citizens & IRDAI
IRDAI Bima Bharosa Portal
For unresolved complaints — approach IRDAI directly. Free & confidential.
bimabharosa.irdai.gov.in ↗