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General insurer

IndusInd General Insurance Company Limited

Registered Indian general insurer listed in IRDAI's public registered-entity records. Many general insurers offer motor and other non-life products; this platform does not show pricing.

FinResp is an independent research platform. We do not sell insurance, earn agent commission, or represent any insurer. All data is sourced from IRDAI publications and official insurer documents for informational purposes only. This is not financial advice — please verify details with the insurer before purchase. FinResp is not an IRDAI-registered insurance intermediary.

Average ratingNo ratings yet
Reviews0
CSR FY 2024-2586.38%
Latest solvencyN/A
Latest ICRN/AIncurred Claims Ratio — claims paid as a share of premium earned. Not a claim-approval measure, and not meaningfully "better" when higher or lower.
Latest complaintsN/A
History & Background
Founded2000
Formerly known asReliance General Insurance

Founded in 2000 as Reliance General Insurance, part of Reliance Capital (a Hinduja Group company today). Following Reliance Capital's insolvency resolution, IRDAI approved the transfer of its insurance subsidiaries to Hinduja Group's Aasia Enterprises in May 2023, and the company was renamed IndusInd General Insurance shortly after.

Claim Settlement Ratio (CSR)Below average
86.38%FY 2024-25
FY 2024-25
86.38%

CSR = % of claims actually paid out of total claims filed. Higher is better for policyholders.

Source: IRDAI Annual Report ↗
IRDAI Snapshot
YearCSR %SolvencyICRComplaints
FY 2023-2489.42%———
FY 2024-2587.34%———
Claim Ratio Trend

CSR over the years (IRDAI data)

Claim Settlement Ratio (CSR)
Ideal ≥90%
Customer Reviews

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Health Plans

IndusInd General Insurance — Plans

3 plans · Key details from official policy documents.

Plan NameTypeScoreSum InsuredMin AgeMax AgeRenewalRoom RentCo-payPED WaitingInitial WPMaternity WPRestorationOPDKey Features
IndusInd HealthWise Policy (Gold)▼Compare this plan →
Health Insurance₹1L / 2L / 3L / 4L / 5L (same range across all 3 plan tiers)18 years65 years—No limitNo co-pay24 months30 days from policy start date, except accident-related claims———
✓✓✓
IndusInd HealthWise Policy (Silver)▼Compare this plan →
Health Insurance₹1L / 2L / 3L / 4L / 5L (same range across all 3 plan tiers)18 years65 years—No limitNo co-pay24 months30 days from policy start date, except accident-related claims———
✓✓✓
IndusInd HealthWise Policy (Standard)▼Compare this plan →
Health Insurance₹1L / 2L / 3L / 4L / 5L (same range across all 3 plan tiers)18 years65 years—No limitNo co-pay48 months30 days from policy start date, except accident-related claims———
✓✓✓
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Contact & Grievance

How to reach or escalate

Customer Support

Toll Free1800 300 9
Registered Office

IndusInd General Insurance Ltd, 8th Floor, Tower 1, One Indiabulls Centre, Jupiter Mills Compound, Mumbai – 400013

Grievance Escalation

Senior Citizens & IRDAI

Senior Helpline1800 300 9

IRDAI Bima Bharosa Portal

For unresolved complaints — approach IRDAI directly. Free & confidential.

bimabharosa.irdai.gov.in ↗
Helpline: 155255 / 1800 4254 732