Go Digit General Insurance Limited
Registered Indian general insurer listed in IRDAI's public registered-entity records. Many general insurers offer motor and other non-life products; this platform does not show pricing.
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Founded in 2016 by Kamesh Goyal, formerly of Bajaj Allianz General and Life Insurance, with an IRDAI license following in 2017. Built as a cloud-based digital insurer; listed on the NSE/BSE via IPO in May 2024.
CSR = % of claims actually paid out of total claims filed. Higher is better for policyholders.
Source: IRDAI Annual Report ↗| Year | CSR % | Solvency | ICR | Complaints |
|---|---|---|---|---|
| FY 2019-20 | 51.83% | 324% | — | — |
| FY 2020-21 | 63.8% | 201% | 74.03% | — |
| FY 2021-22 | 48.94% | 201% | 74.02% | — |
| FY 2022-23 | 71.87% | 178% | 67.23% | — |
| FY 2023-24 | 93.87% | 161% | 70.32% | — |
CSR over the years (IRDAI data)
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Go Digit General — Plans
4 plans · Key details from official policy documents.
| Plan Name | Type | Sum Insured | Min Age | Max Age | Renewal | Room Rent | Co-pay | PED Waiting | Initial WP | Maternity WP | Restoration | OPD | Key Features |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
BharatX▼Compare this plan → | Health Insurance | ₹5 Lakh to ₹3 Crore | — | — | — | — | No co-pay | 24 months | 30 days | Not a standard exclusion here — see features.maternity_benefit (optional cover with its own 1-year waiting period) | ✅ Unlimited | — | 🩺📱✓ |
Infinity Wallet Plan▼Compare this plan → | Health Insurance | ₹10 Lakh | — | — | — | — | No co-pay | 36 months | 30 days (except accidents) | — | ✅ Unlimited | — | 🩺✓ |
Double Wallet Plan▼Compare this plan → | Health Insurance | ₹10 Lakh | — | — | — | — | No co-pay | 36 months | 30 days (except accidents) | — | ✓ | — | 🩺✓ |
Worldwide Treatment Plan▼Compare this plan → | Health Insurance | ₹10 Lakh | — | — | — | — | No co-pay | 36 months | 30 days (except accidents) | — | ✓ | — | 🩺✓ |
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How to reach or escalate
Customer Support
Sohrab Hall, 21 Sassoon Road, Pune – 411001
Senior Citizens & IRDAI
IRDAI Bima Bharosa Portal
For unresolved complaints — approach IRDAI directly. Free & confidential.
bimabharosa.irdai.gov.in ↗